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1800 102 864
[email protected]
Level 4, Suite 23, 55 Gawler Place
      Adelaide SA 5000

Quick and Easy Gold Loans at Southern Cross Gold Buyers in Adelaide!

  • Southern Cross Gold Buyers offers loans to everybody
  • Best Loan Rates/Fees in Adelaide
  • NO APPOINTMENTS REQUIRED
  • Highest Payout Guarantee
  • Receive cash in less than 5 minutes.
  • You will never get bad credit from us

We Are transparent with our loan Rates/Fees

Our competitive loan rates are designed to offer you the best value when leveraging your precious items. Below is our loan rate chart, detailing the interest rates and terms for different loan amounts.

LOAN AMOUNT MONTHLY LOAN FORTNIGHTLY LOAN WEEKLY LOAN
$20,000+ 4% 2.5% 1.5%
$10,000+ 5% 3% 2%
$5,000+ 6% 3.5% 2.5%
$3,000+ 7% 4% 3%
$1,000+ 8% 5% 3%
$500+ 10% 6% 4%
$200+ 15% 10% 10%
We Buy Gold At
9ct
$44.75 PER GRAM
14ct
$69.62 PER GRAM
18ct
$89.51 PER GRAM
22ct
$109.40 PER GRAM
24ct
$119.34 PER GRAM
We Pawn Gold At
9ct
$35.94 PER GRAM
14ct
$55.91 PER GRAM
18ct
$71.88 PER GRAM
22ct
$87.85 PER GRAM
24ct
$95.84 PER GRAM
Prices Updated: 2024-11-15. Prices are subject to change

We Lend On

At Southern Cross Gold Buyers, we offer lending services on various valuable items. Whether you have gold, silver or diamonds you can leverage these assets for a loan. Visit us to discuss your lending needs and discover how we can assist you in obtaining the funds you require.



Get More for Your Gold and Diamonds

Southern Cross Gold Buyers offers significantly higher loan amounts on your gold jewelry and diamonds compared to any other pawnshop in Adelaide, ensuring the best possible rates in all of South Australia. Avoid the hassle of visiting multiple pawnshops; our transparent loan rates save you time, money, and headaches.

Trustworthy Lending Services

Don't take your gold to a middleman pawnshop. As a refiner, Southern Cross Gold Buyers can afford to lend you much more for your gold than any other company, offering you a superior rate. We openly display our rates, so you always know how much you will receive for your gold or silver, making us the trustworthy choice for your lending needs.

Identification Requirement

To pawn at Southern Cross Gold Buyers, you must be over the age of 16 and provide one of the following identifications:

  • Primary ID:   Any of the following – Your Driver's license with your current address, Birth Certificate (original not extract), Citizenship Certificate, Passport (current), Government License, Government Employment Card, or Current Paper License.
  • Supporting Documents:   Any Two of the following – Gas, Phone etc Bills (max 2), Financial Body Statement (max 2), ATM Card (max 2 different banks) Electoral Roll (current year), Public Service Employee Card (current), Employment Card/Statement (current), Tertiary Education Certificate, Proof of Age Card Marriage Certificate, Medicare Card (no temporary), Club Membership (official), Trade/Union Card (current), Rates (house), Car Registration Certificate (current), Securities Mortgage Certificate, Certificate of Land Title, Health Care Card, Pension Concession Card, Seniors Card, Employment Card, Rental Agreement.

Ensure you have the appropriate identification and supporting documents for a smooth transaction.

Flexible Loan Solutions

Life can be very unexpected, and you might find yourself short of cash due to unforeseen expenses. Whether it's an emergency or another urgent need, Southern Cross Gold Buyers can help by providing quick cash without lengthy applications or forms.

Southern Cross Gold Buyers lend money on:

  • Gold jewelry in any condition
  • Diamonds
  • Scrap gold
  • Gold coins, watches, and bullion

We ensure you won't get a bad credit score, and if you're unable to repay the loan, we will take your item as collateral. For any future needs, Southern Cross Gold Buyers are here to provide cash for gold when you need it most.